Bhushan Shendre

Bhushan Shendre covers NRI banking and regulatory compliance for NRI India Guide. He writes on NRE and NRO accounts, NRO to NRE transfers, what happens to NRI accounts once FEMA residential status changes, RNOR status for returning NRIs, FBAR correction routes, and the Form 15CA/15CB filings renamed Form 145/146 from 1 April 2026. His guides are built around sequence and paperwork: which account to convert first, which form precedes which, and what a bank asks for at each step.